HTC Incredible :: Internet Is Not Accessible Randomly On Phone

For about a week now the Internet is not accessible randomly on my phone. Either a site will not load at all, or I will get a partial page. Either way, something is messed up. I've called Verizon about this a few times and they can't figure it out. They had me check some settings on my phone, checked my version, done the #228 thing, checked the towers. Now they say that the only other options are to replace my phone or reset the whole thing to factory.

I've been through too many phones. I'm done with switching phones and resetting them. And I can't believe that it's the phone or Google as the last person suggested. I use a lot of data. I'm up to 1GB right now and still have 19 more days in the billing cycle. I think they are throttling my connection.