HTC Incredible :: Unknown Random Strange Update Fubared My Phone

My phone died on me Saturday night so I took it home and put it on the charger. When it came back on, it told me my software had been successfully updated to some kind of version 3.2.something. I didn't pay attention to what it said had been updated, I just thought "cool" and hit OK. Well once I hit ok, things start force closing. I reset the phone and Color Notes stops unexpectedly immediately. Lots of my widgets say "Problem loading gadget". At least 3 out of 5 on each home screen. Lots of my apps will not open. They open then immediately close. Lookout will not initialize. Pandora closes immediately. Also, I lost most all of my contacts. My Google contacts are still there, but all the Phone contacts are gone. My call log is gone. Internet history. Some settings are gone like default program settings and sound settings. My wallpaper, emails from my Gmail account as well as settings, unlock password, calendar entries, and some other things are still there on the phone. I have NO IDEA what the hell happened, but I would really like to try to get this fixed without hard resetting my phone.