Android :: Htc Incredible Vs Nexus One

Currently I'm an AT&T subscriber in Hawaii. Very soon my contract will end which means UPGRADE, YAY! Now, I will be honest I do own an Iphone 3G. I'm aware that the new Iphone will be released or revield very soon. No I am not an applefan boy for those who may be thinking it. I love Iphone and it's features, but it's OS even to 4.0

I feel has come to be obselete when comparing with the new android devicesthat are currently being released.

Now that you know a little about me, let's get to the problem. I'm currently debating on getting either a Nexus One or an HTC Incredible. I know two entirely different Carriers(two GSM[tmobile n ATT] and CDMA). I've never had any other carrier besides ATT and despite what people may tell me I've never been financial screwed over by ATT or had extremely bad service or coverage(remember I'm in Hawaii not much to cover out here). Now on the other hand I have heard some horror stories about verizon overcharging or charging people for things they didn't want enabled ETC etc...I'm NO FANBOY of ATT either. I'm going off of what I've read by reviews and personal people I've talked to. For instance, a co-worker of mine, named Jason told me "Verizon had his first family plan bill at 400 something! Which is insane because it's just him and his wife. He did not go over any of his limits and the worse thing was is when he called and asked about it they explained it and it MADE SENSE. Now, this guy is one of those that has no reason to lie, so I believe him. My sister has hated Verizon as well for their pricey charges and bad customer service with her BLACKBERRYSTORM lol. I know horrible phone.

Now the decision, Which one should I get. Note: I have been debating this for almost two months now. I've seen almost every review, unboxing, and vs videos on youtube on BOTH phones. I do know the technical differences between the two:

Incredible:

+ 8MP Cam w/Dual LED Flash
+ 7 Homescreen with HTC UI
+ 8GB Onboard Storage
+ Skype Mobile
+ HTC Widgets
+ HTC Keyboard
+ 199.99 2 yr contract

Nexus One:

+ Dual Microphone w/Noise Cancellation
+ Unlocked GSM Phone
+ Battery life
+ Sooner Guaranteed updates
+ Notification trackball
+ $530 No contract