Motorola Droid X :: Dropped Phone - Crack Across Screen

I had a couple of low height drops that didn't result in any damage. The phone is actually really tough. But the other day I found out how tough it really is. I had it in my car between my legs and when I got out and stood up, down it went, face first on to an asphalt parking lot. It made a sound unlike it had before, and I knew right away. There is one small crack running from about 3 o'clock to about 1 o'clock running diagonally across the screen. Surprisingly, everything still works as it should and the crack hasn't spread. I do have a screen protector, and I think that is the only thing that may have kept it from being worse.

I also had the hard silicone cover on as well. A quick call to VZW to see what I could do, $90 for a claim through Assurance. Not really what I wanted to hear). I will admit that I did not check on claim deductible prices when getting insurance. I expected to hear $25 or $30 maybe; but not $90. I can't upgrade again until July of next year and I really hate this happened because I'm basically stuck with the phone. I have no options other than filing the insurance claim or buying a new phone at full retail price. Is there any fix for the screen I could possibly do myself, or am I just screwed?