Motorola Droid :: Memory Usage - Internal Vs Card

As I did some research I found out, and correct me if I am wrong, that most of the applications that we download on the Droid go against the internal memory, and that the applications are not being loaded onto the memory card. I move to the Droid from Blackberry for this sole reason, thinking the Droid had it the opposite way, that the applications were being loaded on the memory card, and not the internal memory. This concept of loading the programs onto the internal memory, was putting a hurt on my Blackberry, where I had to give up programs in order for it to run faster. I am now concerned after finding out that the Droid has the same concept, that this will eventually happen with my Droid, and that I may have to give up programs for it to run fater as well. If this is true to what I am saying, that the applications are on the internal memory and eating away on it, then I am hoping someone would develop a program where as we can take our progams and move them over to the memory card so that it will free up the internal memory, other wise I am off to seek aphone that runs windows, I do belive they do have this concept that I want. I should have done my homework!